WISDOM FOR YOUR WEALTH. CLARITY FOR YOUR LIFE.
Whether you’re planning for retirement, navigating a major life change, or simply ready for a clearer direction, we offer a process designed to bring structure and understanding to your financial plan.
IT'S HARD TO FEEL CONFIDENT WHEN THE FUTURE FEELS UNCLEAR
You’ve done your best - saved, invested, and made thoughtful choices - but uncertainty still lingers. You want to know:
DOES THIS Sound Familiar?
You're not sure if you're saving enough or investing the right way
You feel the weight of handling everything on your own
You worry about paying more taxes than you should
A major life change has left you unsure of your next step
You're overwhelmed by financial complexity
Imagine Life with Greater Financial Clarity
What if you had a plan you could clearly understand - and the confidence that comes from making well-informed decisions about your money?
Here’s what that can mean for your financial life:
You feel confident knowing your resources support your goals
You no longer feel the burden of managing everything alone
You begin working with the tax code and not against it
You have a trusted guide to help you navigate life's transitions
You understand how the pieces of your financial picture fit together
That’s the purpose of sound financial planning - to bring structure, understanding, and confidence to the choices that shape your life.
Meet your advisor
Christian Harris, CFP®, CKA®
With experience spanning both large investment firms and boutique family offices, Christian brings institutional-level insight with a personal touch. Christian is a CERTIFIED FINANCIAL PLANNER® and Certified Kingdom Advisor®, combining technical expertise with a values-based approach to help clients make informed, purposeful financial decisions.
As a fee-only fiduciary, he is compensated solely by the families he serves - not through product commissions or sales incentives. His focus is simple: to provide clarity, structure, and guidance so clients can make well-informed choices about their financial lives.
Christian founded Stillwater Financial Planning to offer the kind of advisory relationship he’d want for his own family - honest, thoughtful, and personal.
A SIMPLE, TRANSPARENT PROCESS
You don’t need to have everything figured out before we meet. Our process is designed to bring clarity and structure to your financial decision-making - one step at a time.
Schedule a
Discovery Call
Develop Your
Financial Plan
Implement
and Review
Services designed around you
Stillwater’s financial planning and investment management services are built to adapt to your life—bringing clarity, direction, and structure to your financial decisions.
Pre-Retirees & Retirees
You’ve worked hard to get here. We’ll help you bring structure and clarity to your income, investments, and legacy as you step into the next season of life.
Retirement Income: Turn savings into a dependable income strategy.
Investments: Manage portfolios aligned with your goals and comfort level.
Tax Planning: Coordinate withdrawals and accounts with an eye on efficiency.
Legacy & Giving: Design plans for generosity and wealth transfer that reflect your values.
professionals & Families
In your career and family-building years, life moves fast. We’ll help you simplify, stay organized, and build a plan that grows with you.
Goal Planning: Create a roadmap for saving, spending, and long-term priorities.
Cash Flow: Balance income, expenses, and debt with confidence.
Investing: Align workplace and personal investments with your broader plan.
Protection: Coordinate insurance, education, and estate planning to safeguard what matters most.
See your financial picture more clearly
This free tool helps you explore the goals that matter most - like retirement, college savings, or building wealth - and see how different choices could shape the outcome.
It’s a simple way to begin organizing your thoughts and identifying the areas that might benefit from further planning.
More Than Numbers.
A Calling to Serve.
Although he’s a second-generation financial advisor, Christian Harris, CFP®, CKA® didn’t initially plan to follow that path. During his time in international ministry, Christian discovered a calling to combine his interest in personal finance with his passion for building meaningful relationships. That realization set him on the path to becoming a financial planner - one who views his work as both a profession and a way to serve others.
Christian went on to earn his MBA and become both a CERTIFIED FINANCIAL PLANNER® and Certified Kingdom Advisor®, combining technical expertise with a faith-informed approach to financial stewardship. His professional experience includes time with a major investment firm and a private family office - two settings that shaped his perspective on what truly serves clients well.
He founded Stillwater Financial Planning to provide a thoughtful alternative - an advisory experience built on transparency, clarity, and long-term relationship.
At Stillwater, the focus is on helping individuals and families make well-informed decisions about their finances in alignment with their goals and values. It’s financial planning rooted in stewardship—bringing clarity to complex decisions and purpose to the planning process.
