When Your Financial Future is Clear, You’re Free to Enjoy Today

If you're planning for retirement, navigating a life change, or just tired of guessing with your money - we’ll help you build a clear, personalized plan so you can focus on what matters most.

Let's have a thoughtful conversation about where you are and where you want to go.

Managing Your Money Shouldn’t Feel This Uncertain

You’ve done your best - saved what you could, made smart decisions along the way - but there’s still that nagging question:

“Am I on the right path?”

Sound Familiar?

You’re not sure if you’re saving enough - or investing the right way

You feel overwhelmed trying to manage everything on your own

You worry about paying too much in taxes

You’ve hit a big life change and don’t know what the next move should be

You’ve tried to DIY it - but still don’t feel confident in your plan

Good news - it doesn’t have to stay that way.

Imagine What Life Feels Like with Greater Financial Clarity

What would change if you never had to wonder whether you’re making the right moves with your money? What if you had a plan you could actually understand - and a guide you could actually trust?

Here’s what life looks like when your finances stop feeling foggy and start feeling focused:

You feel confident about your retirement and long-term goals

You understand where your money is going - and why

You’ve got a trusted expert to call when life throws you a curveball

You’re no longer carrying the weight of trying to figure it all out alone

You’re free to be generous, present, and truly at peace

This is what good financial planning delivers - not just security for your future, but a greater sense of clarity and direction today.

Christian Harris, CFP®, MBA

A Financial Advisor Who Actually Listens

With a background spanning major Wall Street firms and boutique family offices, Christian brings high-level financial expertise with a personal touch. He’s a Certified Financial Planner™ who cares more about your peace of mind than your portfolio size.

As a fee-only advisor, he’s not here to sell you products - he’s here to help you make wise, confident decisions with your money.

Relational, trustworthy, and values-driven, Christian founded Stillwater to offer the kind of financial guidance he’d want for his own family: honest, thoughtful, and personal.

Here’s How We’ll Move Forward - Together

You don’t need to have it all figured out. You just need a guide and a plan that makes sense for you. Here’s how we make it simple:

Schedule a
Discovery Call

We’ll talk about where you are, what’s keeping you up at night, and what success looks like for your family.

Get Your Personalized
Financial Plan

Christian will build a plan that’s tailored to your unique goals, values, and financial situation.

Move Forward
with Confidence

No more second-guessing. Just clear direction and ongoing guidance - so you can focus on what matters most.

What We Offer

Whether you're navigating a major life transition or looking to make more informed financial decisions, our services are built to support you with thoughtful guidance, clarity, and confidence along the way.

Stillwater Planning Path

Get complete clarity on where you stand and where you’re headed.

Deep-dive discovery to understand your life, values, and aspirations

A personalized roadmap that addresses retirement, taxes, college savings, debt, and more

Clear, actionable recommendations tailored to your unique situation

Ongoing guidance and plan updates as your life evolves

Stillwater Wealth Partnership

Bring your financial plan to life through smart investing.

Investment strategy directly aligned with your comprehensive financial plan

Portfolio designed to meet your specific goals, timeline, and comfort level

Evidence-based approach supported by institutional research and analysis

Long-term coaching to help you stay the course during market volatility

Free Planning Tool

Get a Clearer Picture of Your Financial Future

This free tool helps you explore the goals that matter most - like retirement, college savings, or building wealth - and see how different choices could shape the outcome.

It’s simple, fast, and designed to help you make smarter, more confident decisions.

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More Than Numbers.
A Calling to Serve.

Despite being a second-generation financial advisor, I didn’t always plan on taking this path. But after time spent in marketing and international ministry, I realized something: financial planning sits at the intersection of relational work and practical help - and that’s where I feel called to be.

I went on to earn my MBA, become a Certified Financial Planner™, and work at a major investment firm and an elite private family office. I saw two different worlds - one that felt too cookie-cutter, and one that felt too exclusive. I knew there had to be a better way.

That’s why I started Stillwater Financial Planning.

  • To give people real guidance - not sales pitches
  • To offer high-touch service without high account minimums
  • To align financial decisions with values, goals, and purpose
  • To be someone clients can trust for the long haul

This isn’t just about managing money. It’s about serving families who want genuine clarity, lasting confidence, and a plan built around what truly matters to them.

Christian Harris, CFP®